At GHCU, our checking accounts are tailored for your stage in life. Whether you’re just starting out, in a growth phase, or cruising toward retirement, we have a checking account for you.

Every GHCU checking account comes with standard features that are beyond the basics:

• Free unlimited check writing…no per-check charges, ever.
• Free PC Branch online banking with eStatements.
• Free My Bills, the fastest way to receive and pay your bills online.
• One Card debit card, the one card that can be used at ATM's and at merchants that accept VISA.
• Surcharge-free ATM access at more than 25,000 GHCU and Co-Op Network ATMs. Plus, there is no GHCU fee at any non-GHCU ATM.
• Overdraft Protection from your GHCU Savings, Premium Plus or EZ Line of Credit.
• Shared Branching, so you can do business at more than 1,800 credit union locations across the USA and beyond. See www.cuswirl.com for the whole list.

Click here for an at-a-glance comparison of our checking accounts.

If free is what you’re looking for, My Checking is for you. Includes all the standard free features of every GHCU checking account, with no Direct Deposit requirements or teller assistance fees.

Do you like to dine out? Travel? Enjoy special deals? Value your identity? For just $6 per month, you can have it all. Emerald Checking offers everything you could want in a checking account…and more.

• Travel discounts. 50% discounts on thousands of hotels, 20% discounts on car rentals, plus rebates on airfare, hotels and rental cars.
• Merchandise discounts and more. Save up to 50% on merchandise, enjoy discounts on dining and shopping, and save on prescription drugs and eyewear.
• Identity protection. Identity Watch provides a free copy of your credit report, credit file monitoring and up to $5,000 in expense reimbursement in the event of an identity theft ­incident. Identy Theft 911 offers assistance with identity theft resolution.
• $10,000 accidental death and dismemberment insurance.
• Free checks…free travelers cheques, cashier’s checks, and money orders, too.
• Loan discount. Receive $50 off closing costs on your next GHCU mortgage loan.
• 2,500 PurplePoints to spend on GHCU services.

Silver Horizons is our account exclusively for our members who are age 55 or better. Silver Horizons pays competitive interest when you have a minimum balance of at least $5,000, offers free checks and free American Express Travelers Cheques! See eligibility note below. Find out more about Silver Horizons here.

In addition to the age requirement, to be eligible you must maintain Direct Deposit of payroll, government or retirement income into a GHCU account, or maintain at least $2,500 in a GHCU savings, Premium Plus, IRA or Share Certificate account.