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Wouldn't it be nice if someone hand carried your paycheck from your employer to your financial institution? GHCU can do the equivalent of just that if you sign up for Direct Deposit. Instead of waiting for your paycheck and rushing to the credit union after work, you will get a pay stub that confirms your paycheck was deposited and your funds will be at GHCU waiting for you! And, Direct Deposit is totally free!
Don't want all your money to go into just one account? Well, that's where Direct Deposit Distribution comes in. You can have parts of your paycheck automatically deposited into several accounts:
- Checking
- Savings
- IRAs (distribution amount cannot exceed yearly contribution
limit)
- Loan payments
It's more than convenient, it can be a built in savings plan. Think about it. All it takes is signing up for Direct Deposit Distribution and deciding how much you want to have deposited each month to your savings, checking or IRA. You will have a nest egg without having to think about it. Even better, you can set it up so that your loan payment is paid directly as well...no muss, no fuss and no late payments! GHCU wants your life to be as easy as possible and Direct Deposit Distribution is free!
To use these services, all you need to do is give the people that handle your payroll a little information:
Direct Deposit to Savings
- GHCU's Routing and Transit number is 325081610
- Your GHCU Savings Account number is your member number, followed by -00. For example, if your member number is 12345, your Savings Account number is 12345-00
Direct Deposit to Checking
- GHCU's Routing and Transit number is 325081610
- Your GHCU Checking Account number is the 14-digit account number located on the bottom of your checks after the first 9-digit Routing and Transit number.
- Often, your payroll department will request a blank check in order to make sure the account gets set up correctly
If you have any questions about getting started with Direct Deposit or Direct Deposit Distribution, just call us or visit any branch.
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