Rates are subject to change. All dividends credited and compounded monthly.

A penalty may be imposed for early withdrawal. Most share certificates require a minimum opening balance of $1,000. Compounding certificates are calculated and credited monthly.





All of the certificates below may be used for Roth, Traditional or Education IRA accounts. A penalty may be imposed for early withdrawal. All IRA Share Certificates require a minimum opening balance of $1,000. Dividends are compounded and credited monthly.

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The following deposit product information is applicable to GHCU checking accounts as of the effective date shown. We may offer other rates and fees or amend the rates and fees contained in this schedule from time to time.

All checking accounts subject to a non-sufficient funds fee of $25 per check
*Must meet Silver Horizons eligibility requirements, available here


Rate: Dividend Rate
APY: Annual Percentage Yield
Minimum Opening Balance: The minimum you must deposit in order to open the account.
Minimum Balance to Avoid Fee: If you go below this number, you will incur an account fee.
Minimum Balance to Earn Dividend: If you keep your balance above this amount, you'll earn a dividend on your account.