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Want safety and better dividends than a savings account? A share
certificate might be for you. Basically, you promise to leave the
money with us for a period of time, and we promise to give you a
nice dividend (which gets bigger the larger your opening balance).
Lots of people think certificates are only for people with tons of dough hanging around doing nothing. Maybe at other places, but not at GHCU. We have certificates as small as $1,000 with terms as short as 6 months. That really makes our certificates accessible to the masses.
Thing is, even though certificates aren't the most glamorous thing around, they're a solid, safe investment. They're a nice place to put cash when the markets are going wacko. Even if you're "in the markets," they're great to hold the cash component of your investment portfolio. And did we mention safe? They're federally insured up to $100,000 per member.
All GHCU certificates are tiered. So, the more you deposit and the longer the term, the higher rate you can earn.
Of course, if you do have a ton of cash laying around, our Jumbo Certificates are for you.
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